Flat Branch Mortgage
9-3-2010
Today's Rates
Conventional
30 Year
Fixed
4.500%
4.594% APR
 
4.250%
1 Point Paid 4.423% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.375%
4.504% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
3.875%
4.037% APR
 
3.750%
1 Point Paid 3.913% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.558% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
4.500%
4.733% APR
 
4.250%
1 Point Paid 4.591% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
4.625%
4.885% APR
 
4.375%
1 Point Paid 4.711% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!

We now have a Jefferson City location!

You can visit us at 225 Jefferson St. or call us at 573-659-0656.

Begin Your Loan Process

Begin your loan process by filling out the following form. One of our mortgage bankers will contact you soon about your loan. If you are already working with one of our mortgage bankers and have been asked to fill out a full application, please select your banker on our Mortgage Bankers page.

Are you purchasing or refinancing?
Approximate value of the property?
Your Name:
Your Phone:
Your Email:
Your Zip Code:

What our clients are saying:

"Shawn provided me multiple options to meet my financial needs. He was professional, organized and worked hard to earn my business and respect. I'm comfortable recommending him to my family, friends and colleagues."
Jill Paul
"Eric, I appreciate your efforts to set-up and approve my loan and the efficiency with which the closing process took place. I will definitely refer other customers and you will get my repeat business."
Terry Bohanan
"Shawn Von Talge is always very accessible, understanding and trustworthy. I know whenever we do business with him he will give us straight forward answers in a timely manner. We wouldn't trust anyone else!"
Rich & Jill Bohanan
Jessica, I know this is a little late but I wanted to thank you and Flat-Branch Mortgage for the wonderful service that I received. You always were very willing to help and answer any questions that I had, especially being a first time home buyer. I would highly recommend you and Flat branch. thanks again......
Justin Hein
"I was very satisfied with all services from Flat Branch. Shawn Von Talge was always thorough, well prepared and prompt. He was very accessible and answered all questions quickly and clearly. He made the process smooth and simple. I would highly recommend Shawn and Flat Branch to anyone."
Elizabeth Burns
When my wife and I decided it was time to refinance for our benefit, we called on Flat Branch to meet our mortgage needs. Eric was very courteous and professional and the transaction went very smooth. I would absolutely recommend anyone to Flat Branch for their mortgage needs. The transaction was fast smooth and effortless. Thank You!
Alex and Katherine McFarland
Keep up the good work! Eric Hemmer was extremely easy to get ahold of. Even after hourse he answered all of my emails promptly. Communication and transparency were top notch. We scored a great deal on our mortgage thanks to Eric Hemmer!
Mark Jakubcewicz and Andrea Franklin
"Shawn & Eric were wonderful to work with. They both went out of their way to make sure everything went smoothly. Everything they quoted to us was very accurate. We would definitely recommend either of them to our friends and family."
Ed & Janet Hull
We are so pleased with Flat Branch Mortgage. This was our first home and the process went really fast and so easy. Eric made sure we understood every piece of the home buying process. We really appreciate the fast and reliable service we received. I would definitely refer them and I will be using them in the future.
Beau & Cortney Wickham
"Flat Branch Mortgage was always ahead of the game. I never had to contact them, they called me. The buying of my house was fast and easy. All I had to do was sign the papers. Keep up the good work!"
Florencio Escamilla

Quick Resource Guide

General Information About Flat Branch Home Loans

Flat Branch Home Loans offers Mortgages /Home Loans to anyone in Missouri. We have access to numerous investors and offer Conventional, FHA, VA, and USDA programs. Our goal is to help you find the Home Loan that best fits your needs.

Flat Branch Home Loans is one of the most respected lenders in the State of Missouri. We were incorporated in 2005 and have recently made the transition to a Mortgage Banker from a Mortgage Broker. This means we process, underwrite, and fund our own loans. No more nerve racking closings where we are dealing with underwriters out of the state. As a Mortgage Banker we have our own “skin” in the game just like you. We value your business and offer nothing but the best for our clients. This allows us the best opportunity to earn a Client for Life! Give us a chance to beat your BANKS rate today!

Why Use Flat Branch Home Loans

  • Experienced Mortgage Originators
  • High Ethics
  • Competitive Rates
  • Personal Customer Service
  • In House Underwriting
  • Quick Closings
  • USDA, VA, and FHA Specialists
  • Purchase and Refinance Transactions
  • First Time Home Buyers
  • No Money Down Programs
  • We Serve the Entire State of Missouri

    This includes Columbia, Jefferson City, St. Louis, Kansas City, Springfield, and everywhere in betweeen.