Flat Branch Home Loans
Kay Brooks
Sarah Messer
Scott Batt
Dorothy Sapp

About Flat Branch Home Loans

Flat Branch Home Loans is focused providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance.

We hope you find this site educational and useful. Feel free to leave your information or apply online knowing that your mortgage is in good hands. Please contact us via email, telephone, or just drop by. We look forward to earning your business and showing you why Flat Branch Home Loans clients are clients for life.

3-9-2010
Today's Rates
Conventional
30 Year
Fixed
5.000%
5.097% APR
 
4.875%
1 Point Paid 5.055% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
20 Year
Fixed
4.875%
5.006% APR
 
4.750%
1 Point Paid 4.993% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
Conventional
15 Year
Fixed
4.375%
4.540% APR
 
4.250%
1 Point Paid 4.489% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
FHA
30 Year
Fixed
5.000%
5.240% APR
 
4.750%
1 Point Paid 5.067% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
VA
30 Year
Fixed
5.000%
5.273% APR
 
4.750%
1 Point Paid 5.101% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
USDA
30 Year
Fixed
5.250%
5.520% APR
 
5.000%
1 Point Paid 5.349% APR
Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it!
"I am so impressed with Eric Hemmer of Flat Branch Home Loans. He was the only loan officer I spoke to that treated me as if my business was important. He went above and beyond to make sure I got the house I wanted and everything went so smooth. I cannot thank Eric enough! I will definitely refer everyone I know to him."
Mindy
"Shawn Von Talge's assistance throughout our loan application process has been outstanding. Mr. Von Talge provided professional and timely advice. He was accessible to both my wife and I following her initial meeting, giving us thorough recommendations of all required information for a VA loan. This reduced the overall time needed to complete the loan and allowed us to close on the house three weeks earlier than expected. Shawn's ability to keep us informed on our loan process and additional documents needed kept the overall process streamlined from application to closing. Nicole and I are very pleased with Mr. Von Talge's help and Flat Branch Mortgage, we knowing would use these services again for any future home financing and will recommend Shawn and Flat Branch to others."
David and Nicole Nelson
My experience with Eric was awesome! I had talked to previous lenders and none of them seemed as interested with the loan process getting done as Eric did. Anytime there was a question that my wife or I had, Eric answered it in a timely manner (within an hour of asking). I would definitely recommend Eric with Flat Branch Mortgage to any of my friends and family.
Allen & Bobbi Long
"Prior to this experience I had never heard of Flat Branch Mortgage. I would most certainly consult you prior to purchasing property again. Shawn Von Talge was extremely helpful, courteous, and friendly throughout the entire process. Thank you very much!"
James Vestal
"My husband and I were worried how we would be able to get a loan for our dream home before our current house sold. Our bank was not making the process enjoyable or easy even after 6 years of doing business with them, it was one corporate hang up after another. Just when we were about to throw in the towel we spoke to Shawn at Flat Branch Mortgage. He had everything taken care of in a couple of days and was there to answer all of our questions. The process was streamline and professional; it was like a huge weight was lifted. He turned a very stressful situation into a pleasant one. Thanks!"
Casey Voight
"Shawn Von Talge & Eric Hemmer at Flat Branch Mortgage have been great to work with! Their knowledge about the loan programs and comprehension of the daily market should put your mind at ease. They are sincere about putting the client in a program that is in the client's best interest. Above all their follow-up and timely communication is what sets them apart from the competition."
Tim & Nikki Kuchta
"Shawn, thank you again for all of your hard work. The process was as smooth as expected. Your efforts were definitely above and beyond any other loan officer/company I had worked with in the past. No doubt I will be recommending many people to you that are looking for your services."
Stephen Wilson
"Shawn Von Talge went above & beyond to help us refinance. We especially appreciate his accessibility & promptness in answering our phone calls. I would recommend Shawn & Flat Branch Mortgage to anyone who is looking for a mortgage broker that looks out for your best interests."
Seth & Andrea Paul
?I had an overall great experience working with Eric Hemmer. He was very courteous and professional throughout the refinancing process. He answered all of my inquiries in a very prompt, open, and honest fashion, which was very reassuring with the way that the markets are today. Eric made sure that I was completely informed every step of the way, which I am very thankful. I would definitely recommend him to individuals that are seeking to purchase a new home or refinance an existing home. ?
Norma Jackson
"Things (my home purchase) went very smooth. Thank you very much!"
Marcia Jones