About Flat Branch Home Loans
Flat Branch Home Loans is focused providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance.
We hope you find this site educational and useful. Feel free to leave your information or apply online knowing that your mortgage is in good hands. Please contact us via email, telephone, or just drop by. We look forward to earning your business and showing you why Flat Branch Home Loans clients are clients for life.
9-9-2010
Today's Rates
| Conventional 30 Year Fixed |
4.500% | |
| 4.594% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.423% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
4.375% | |
| 4.504% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
4.000% | |
| 4.163% APR | ||
| 3.750% | ||
| 1 Point Paid | 3.913% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.558% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.591% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
4.625% | |
| 4.885% APR | ||
| 4.375% | ||
| 1 Point Paid | 4.711% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
"For my husband and I, buying this home was going to ba a huge step in our lives. It is what our family needed. We knew it would be tough and once we started the loan process we hit alot of bumps in the road, but our loan officer (Eric Hemmer) made it very easy for us to understand the process. He explained everything to us every step of the way. You did a wonderful job and worked really hard for us. We feel we owe you everything for making our family dream come true!"
Nick and Mindy Williams
"Shawn Von Talge made my refinancing really easy and fast! Thank You!"
Darrell & Norma Sizemore
"Thank you so much for making all of this seem so easy and simple for me. I know you and your company put a lot of work into making me a first time homeowner. I truly appreciate your sincerity! Thank you so much for helping me in understanding the process of buying my home. There aren't enough words to explain the trust I feel in you. Thank you for everything!"
Wanda Asbury
Dear Scott,
Thank you so much for making our home purchase possible! We're astounded that it was such a smooth process. We will recommend you to all our friends, neighbors, and especially veterans in Missouri who are planning to buy a new home.
You went the extra mile to help us with credit repair and education in order to get us the best interest rate available--something no one else has ever done! We're ready to pack!
Best regards!
Robert and Connie Summers - Disabled Army, Osage Beach, MO
"I was very happy with Flat Branch Mortgage & Shawn Von Talge & the quickness with which they got my loan closed."
Jerry Kempf
Jim and Sarah made my refinancing experience great! I would recommend Flat Branch Mortgage to anyone looking to finance a home. The entire transaction was very smooth. You guys are great! Thank you so much!!
Shannon Barnes
"Prior to this experience I had never heard of Flat Branch Mortgage. I would most certainly consult you prior to purchasing property again. Shawn Von Talge was extremely helpful, courteous, and friendly throughout the entire process. Thank you very much!"
James Vestal
I just bought my first home as a single person, so I was extremely nervous with beginning this process. Kelle and the folks at Flat Branch Mortgage, were amazing. They helped me thru every step of the way, always there to answer questions. Everyone warned me about how nerve wrecking the process can be, I never felt that way, I give the credit to Kelle. She was always there for me with a smile and kind word. I signed a contract and closed within 30 days, on a home that is a dream come true for me. I will never forget Kelle and Flat Branch Mortgage, I know I would not own this wonderful home without them. Kelle, a simple Thank You just doesn’t seem enough.
Denise Harlan
"Shawn was extremely patient and knowledgeable in explaining the refinance process. He was always available and competent. He ensured that I received the best interest rate possible and worked through the many ups and downs of today's mortgage environment to ensure that my loan was taken care of and more importantly made me feel that I was taken care of. I would highly recommend his services."
Kimberly Schrimpf
"Flat Branch Mortgage is an oasis in the desert of business as usual mortgage companies. The professional service delivered in a timely and most friendly manner is the hallmark of this company. Jim Yankee and his associates care about their clients and work hard to provide the best possible service in the most important of family assets, our home".
Ben Kolb
































