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All Borrowers
- Previous year W-2 for each borrower
- Last 1 month Pay stub for each borrower
- Last 1 month bank statement for all accounts
- Closing statement from sale of present property if applicable
- Gift letter if a portion of the down payment is gift
- Name and Address of Landlord for previous 2 years, or Name and address of present mortgage holder
- A copy of the Purchase Contract
- A copy of the contract for the sale of your existing home if applicable
- A copy of most recent stock statement
- A copy of most recent 401K or other retirement statement
- Final divorce papers if recently divorced or receiving or paying child support
Self Employed Borrowers
- Signed and dated copies of previous 1 year Tax Return (including all schedules)
- Year to date Profit and Loss statement prepared by accountant
- Corporate/Partnership Tax returns if applicable
Documentation to Support Any of the Following:
- Overtime income (must be for 2 years)
- Bonus Income (2 years)
- Commission Income (2 years)
- Child Support
VA Loan
- Certificate of Eligibility
- DD-214
- Above items that apply
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