Loan Products
Flat Branch Home Loans provides a variety of loan products to meet your needs. Please click on any of the following for more information on that particular loan product.
9-9-2010
Today's Rates
| Conventional 30 Year Fixed |
4.500% | |
| 4.594% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.423% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 20 Year Fixed |
4.375% | |
| 4.504% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.489% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| Conventional 15 Year Fixed |
4.000% | |
| 4.163% APR | ||
| 3.750% | ||
| 1 Point Paid | 3.913% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| FHA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.558% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| VA 30 Year Fixed |
4.500% | |
| 4.733% APR | ||
| 4.250% | ||
| 1 Point Paid | 4.591% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
| USDA 30 Year Fixed |
4.625% | |
| 4.885% APR | ||
| 4.375% | ||
| 1 Point Paid | 4.711% APR | |
| Rates can change numerous times per day and every loan scenario is different. Please call for a detailed quote. The rates posted below are for a given scenario and your quote may vary. If you have a more competitive quote, give us a call and we will do our best to beat it! | ||
We were supposed to close on a Monday and on the Wednesday before that the first company we tried working with told us they would not be able to get everything don by Monday. Thinking the situation was hopeless, we contacted Jessica Robertson at Flat Branch Mortgage. I know a loan in 3 days is not standard, but she pulled it off and we didn’t lose our house, earnest money, or anything- thank you!
Chris and Stacey Sisk
"It is clear that Shawn Von Talge is a professional! He took care of us in a timely manner. He was very friendly & concerned about making the process as easy as possible. We would be happy to recommend him to anyone wanting to buy property."
Don and Peg Smith
"Things (my home purchase) went very smooth. Thank you very much!"
Marcia Jones
"Shawn Von Talge was very helpful, knowledgable, returned phone calls promptly, and kept me up-to-date on everything. If I need something in the future I would not hesitate to call and use him again or refer him to others, thanks!"
Joni Fox
"We were very pleased with the way things were handled. Shawn Von Talge was very good, we have dealt with him before and have always been pleased, thank you."
Russ & Linda White
"Shawn Von Talge & Eric Hemmer at Flat Branch Mortgage have been great to work with! Their knowledge about the loan programs and comprehension of the daily market should put your mind at ease. They are sincere about putting the client in a program that is in the client's best interest. Above all their follow-up and timely communication is what sets them apart from the competition."
Tim & Nikki Kuchta
"I was very pleased with my broker's knowledge, professionalism and prompt attention to my questions and concerns. It was a very smooth process to purchase my home!"
Katie Emerson
Dear Scott,
Thank you so much for your help throughout this entire process. CJ and I both were very impressed with your desire to help us understand everything each step of the way. We can't thank you enough for your guidance and professionalism. We knew we were in good hands working with you. I will definitely recommend you to others. Also, if you need a reference for a potential client please feel free to send them my way.
We are going to be hosting an open house party sometime later this month so be looking for that invitation!
CJ amd Emily P. - US Army, Columbia, MO
"Shawn Von Talge is great! He returned every phone call I placed to him. He went the extra mile to make it happen."
Randy & Christina Watson
"I just wanted to say thanks. There is no way I could have gotten this house without you. I have told all of my family and friends about your service and hard work. If I ever move I will definitely be calling you!"
Michael Crane
































